'If all you do in life is work really hard, you're never going to get wealthy'

[krish44]

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The issue with brahmins is their thinking of dharma first in everything.

So no time for worldly concerns for making money .

In many cases it is an excuse for not thinking of ways to make money.

Some of them like these are best priest material

 

[renuka]

The issue with brahmins is their thinking of dharma first in everything.

So no time for worldly concerns for making money .

In many cases it is an excuse for not thinking of ways to make money.

Some of them like these are best priest material

Dear Krish ji,

Its not only a Brahmin thinking..Its an overall Hindu thinking about Dharma.

Even I think that way..Dharma first..cos if one follows Dharma..no matter what hardship we face there would still be some mental peace that an Adharmic person would never be able to even dream of.

Money is just a reaction to the action of work. Money should never be our entire existence.

The human life is so fragile to be obsessed with money when the next day anyone can just drop dead.

I am not saying we should not work and be smart..its just that Making money is optional..but whatever means it better be Dharmic.

Its so much easier to lead life in that way.

Personally I just believe in buying some property/real estate and rest of cash in Fixed deposit.

Not willing to take risk for any investment of the share market kind.

 

[krish44]

Thanks for your post preaching dharma

I try tomake money so that others I love and care for are dharma enabled.

They can sit in a corner and meditate and reflect how many actions of mine met the dharma requirements.

If some did not, then our parihara routes are there .lol

See our hindu way of living has answers for everything.

Since risk laden investments require speedy response no time to reflect on dharma every thinking moment.

Let others be repositories of dharma and let me have my bit coins.

 

[Rudhran]

The human life is so fragile to be obsessed with money when the next day anyone can just drop dead.

.

Doctor Mam,

Well said.

Some appear to be more greedy and run after money all the time.

They don't seem to enjoy plesures of life.

I don't think it is our boundened responsibility to save money for the next generation.

They think better and know well how to take care of them which includes financial management.

But some who have only passion in multiplying money always support their stand.

When are they going to live their life, enjoy the happiness spread around them...?

I would to quote the following two paras from the book I am presenting reading which inspired me:

A few years back, I found a book entitled Bring Out the Magic in Your Mind. It was written almost thirty years ago by a man named Al Koran,who was then known as “the Finest Mental Magician in the World.” In a chapter entitled ‘The Secret of Wealth’ he writes the following:“When you send your money out, remember always to bless it.Ask it to bless everybody that it touches, and command it to go out and feed the hungry and clothe the naked, and command it to come back to you a millionfold. Don’t pass over this lightly. I am serious.

” Over the next few days, why not follow Al Koran’s advice and see what happens? When you pay for your groceries, silently bless all those who have helped bring this food to you: the farmers who have grown it, the delivery people who have carried it and the store clerks who have stocked it. If you are writing a check for your children’s education,why not give silent appreciation to all the teachers who are spending their days shaping the minds of your kids and to all the others who make their work possible?

Courtesy: http://www.speakingtree.in/article/bless-your-money-it-will-bless-others

 

[renuka]

Thanks for your post preaching dharma

I try tomake money so that others I love and care for are dharma enabled.

They can sit in a corner and meditate and reflect how many actions of mine met the dharma requirements.

If some did not, then our parihara routes are there .lol

See our hindu way of living has answers for everything.

Since risk laden investments require speedy response no time to reflect on dharma every thinking moment.

Let others be repositories of dharma and let me have my bit coins.

dear Krish ji,

I too work hard and save hard for my family and for future.

Thats just part of the game of life but I am not planning to let obsession wih money dictate my life.

Being hardworking and smart working are good qualities as long it stays within the realm of Dharma.

If its going to be Adharmic I prefer facing poverty.

 

[krish44]

Dear renukaji
I do not work hard.

I try to work smart.

It is partly fraught with risk.

If I hit, it is a miny jackpot.

If I miss , I shrug off and wait for the next good hit.

In cricket match,every ball cannot be hit for four.

If you miss , the stump may be hit.

Money making is just a game.

You make some and lose as many.

If you are plus at the end then good day.

Else wait for the next innings.

 

[sravna]

Renuka well said.

Set yourself a goal that comes from your heart. Be obsessed with it and chase it. Chasing money for the sake of amassing it is something I cannot understand

 

[Rudhran]

If its going to be Adharmic I prefer facing poverty.

:thumb:

 

[renuka]

Dear renukaji
I do not work hard.

I try to work smart.

It is partly fraught with risk.

If I hit, it is a miny jackpot.

If I miss , I shrug off and wait for the next good hit.

In cricket match,every ball cannot be hit for four.

If you miss , the stump may be hit.

Money making is just a game.

You make some and lose as many.

If you are plus at the end then good day.

Else wait for the next innings.

Dear Krish ji,

Working smart needs to be preceeded by working hard.

We learn tricks of the trade with time and eventually know the formula to success..this also comes with trials and tribulations along the way..

Yes..hit and miss is the name of the game but generally risk takers tend to be mostly male.

This is where testosterone has the edge for money making.

So I guess it is a mans world after all.

I have come across money making status chasing women too in my life..at times they seem so masculine.

On a personal note..I prefer balance in life.
I dont like risks cos it can make you or break you.

A steady state is always a safer choice.

 

[krish44]

I agree for working smart, one should have accumulated some knowledge and know how to apply it. With experience one makes right choices with minimal risk .

Then one presses the right buttons.

gender has nothing to do with it.

One requires a laid back attitude.

Also thinking that money is a piece of paper which can get you some goods and services and nothing more.

It is wise to play with about 10% or so of what one has.

So even if all is lost , there is not much regret.

If something is won , then spend and share it with all around spiritually minded people sitting on their savings and moaning about hard times.lol

 

[renuka]

I agree for working smart, one should have accumulated some knowledge and know how to apply it. With experience one makes right choices with minimal risk .

Then one presses the right buttons.

gender has nothing to do with it.

One requires a laid back attitude.

Also thinking that money is a piece of paper which can get you some goods and services and nothing more.

It is wise to play with about 10% or so of what one has.

So even if all is lost , there is not much regret.

If something is won , then spend and share it with all around spiritually minded people sitting on their savings and moaning about hard times.lol

Somehow its hard for me to think on these lines.
No playing games of chances when it comes to money.

Out here many people buy lottery tickets too and at times even try luck at a casino for fun.

Somehow all these seems risky.
In my life till now I have never bought even one lottery ticket cos I feel money should be earned and not got from gambling with luck.

 

[krish44]

Somehow its hard for me to think on these lines.
No playing games of chances when it comes to money.

Out here many people buy lottery tickets too and at times even try luck at a casino for fun.

Somehow all these seems risky.
In my life till now I have never bought even one lottery ticket cos I feel money should be earned and not got from gambling with luck.

Lottery tickets , casinos, racing are very bad odds.

Try investing in shares .

If you bet on MNCs chances of losing are less than doing any personal busines..

Instead of putting in savings account of SBI , buying shares of SBI will give you better returns.

Putting faith in Ambani and reliance shares will increase your wealth than locking in Govt bonds.

Let me assure you , all are very safe.

If you are short term investor clear out after making 15 to 20%.also sell if you lose more than 5% or so. Trigger stop loss.

One needs to spend not more than fifteen minutes a day on this.

Same goes for investing in real estate deals.

Listen to all real estate channels and take a shot.

You might do well.

 

[Rudhran]

May be most of those who invest in this gambling process may define themselves as smart, but I have seen practically few relatives of mine well settled financially due to their official position and the wealth acquired thro' their parents have bungled because of their interest and involvement in stocks and shares.

One can see them breaking their head going through various journals, articles and expert opinion, etc on stocks and shares besides the financial statements, soundness and current and past performance of the companies concerned, make a thorough research on Annual Report and the planning on future development of the Company taking into consideration the market crash, market correction or bear market, etc.

I have seen these alleged smart guys buy stocks for high price out of greed and sell them for low price out of fear…LOL

I have few relatives and say about few years back, whenever anyone who come across them, they used to flatter their act of smartly investing in Stocks and shares and the high returns enjoyed, etc etc

But nowadays, they don’t seems to talk about Stock and shares at all and my enquiries on this with close relatives revealed that they reported to have lost considerable amount of their lifetime earnings.

Some of them may still argue that they are smart…LOL

 

[krish44]

To invest one requires common sense .

However common sense is not very common.

Many do not know what distance they should keep from fire to get warmth.

They go too close and get burnt or remain far that they remain cold.

Then this fear and boochandi stories about losing all money and going broke etc.

One requires some balance and happy go lucky attitude to do well.

For senior citizens it is a pretty good occupation.

Here one uses brains and not muscle power.

Having a laptop to punch keys online is good enough.

 

[Rudhran]

To invest one requires common sense .

.

One may talk lot about common sense, prudence, decision making, market study, foresee trend,etc etc

But don't forget Harshad Mehta a case to cite as an example here...

This is not a boochandi story....it is fact, nothing but fact.......

We may have lot of Harshad Methas among us, arguing about common sense, smartness etc

But the fact remains that he died at the age of 42

He was a well known Indian Stock broker with good wealth and reputation.

He was convicted in four criminal cases some relating to stock manipulation.

Learning lessons from others mistake also requires common sense. LOL

Have not we seen moths diving into fire and die.....??

 

[krish44]

How many borrow from banks and never return making NPA.

Do you stop putting money in banks?

Bank interest are lowered every few months.

Do you stop getting deposits renewed as returns keep reducing.

If you do not operate your account, they are declared inoperative and keep cutting your money until it becomes zero.

Do you think your money in bank is safe?

I do not understand logic that harshad mehta swindled and died and so indian stock market should be shunned or close down.lol

 

[krish44]

Of course, there is no sense in reasoning with those who do not want to be convinced.

These can continue to draw pension and other doles and think of kovil and kolam.

Better join bhajan classes.

Share market is not for them

 

[Rudhran]

Yes…certainly there is no sense in reasoning with those who do not want to get convinced about the curse of the Bull market until they themselves bungle and burn out their fingers.

The facts always taste bitter

Continue to thrive with dividends, bonus, high premium, etc etc

BTW also don't forget to reserve one seat to enroll in class run for Bankrupts/Paupers for another innings with whatever that is left over. LOL

Google images.

 

[renuka]

Dear Krish ji...is share market the only money generating method around?

I dont think so.

There are many forms of safer investments too.

Some of my friends play share market and 24/7 talk is about money..money and money.

Some companies give shares to their top rank employees to sell when price is high

Thats not too bad cos its given to you.

 

[krish44]

Dear renukaji

There are so many ways of generating money.

Share market is just one.

Safety and higher returns do not go together.

So one has to have the right mix.

Others which can give returns are real estate and gold and other commodities.

Gold again if bought abroad as ornaments in small quantities can add value

But It is better to declare it and pay customs duty on entry.Still it is a good asset class.

Our women buy gold ornaments on every occassion including akshya tritiya and they mostly have security due to that and use it for raising money in crisis

Real estate still is in doldrums after IT crack down but it can give good returns.

For any of these one does not need to exert too much.

But what is to be avoided is manufacturing anything.

Always be a service fellow . Services add value. But seniors past their working age can hardly engage in it.

But pressed for money , one could try .

Thats better than look upto children for financial support.

 

[prasad1]

of course, there is no sense in reasoning with those who do not want to be convinced.

These can continue to draw pension and other doles and think of kovil and kolam.

Better join bhajan classes.


Share market is not for them

lol..

 

[Rudhran]

Of course, there is no sense in reasoning with those who do not want to be convinced.

These can continue to draw pension and other doles and think of kovil and kolam.

Better join bhajan classes.

Share market is not for them

This is nothing but exhibiting once level of intolerance and arrogance.

Such rude statement amounts to poking and bullying and insulting others' deeply cherished belief.

May be an ill-judged method of drawing others attention. An immatured act.

Being seventy at age does not make one as matured.. for some age alone grows.

This is nothing but an outburst as he was unable to defend his stand with more material to substantiate and reasons to justify...

A hateful statement from mind of a person who knows perhaps nothing other than scornful language.

This also amounts to mocking all those who visit kovil, kolam and Bhajan, etc as though 'stocks and shares' are not their cup of tea.

Who is he to decide all this? What does he know actually about stocks and shares...?

We have such members wearing blinkers in this Forum come here to insult others.

Hope the curse of the stock market will teach them an unforgettable lesson and they will land up in the destined destination of kovil, kolam or Bhajan with begging bowl before the Almighty God.


P.S: Instead of ranting in this Forum take the bundle of horoscopes, go to a matrimonial site and try to match the mismatching ones by fabricating them to suit each other…..

Also go for an aggressive brainwashing of boys and girls to opt for IC/IR marriages instead of coming here to talk on kovil, kolam and bhajan. lol

 

[Rudhran]

LOL

Source: Google images.

 

[Rudhran]

Source: Google images.

We have an alleged expert in this Forum who seems to be last his patience and started advising.....LOL

 

[Rudhran]

Source: Google images.

The Forum has enough ............ lol