hi
nice to hear...nice to see heading...is it reality?....is it practical?....
hiIt looks tough by 2020...But I am sure in maximum 10 years this would be a reality!!
It is wonderful to have more efficient financial access for all.
But where is money with people to aspire for better financial access.
Getting more technological tools for better access is not priority for a nation with more than 50% poor.
First make access to more money possible ,other things will take care of themselves