Apple Tarus Centurion Morgan Stanley GIC - These MF aggressively marketed their products in 93/94 But failed to live up to expectations! While doing குப்பை கிளறல் last weekend I found these certificates All are defunct except Tarus With great difficulty I found most of them have different avatharam or names being taken over ! Apple taken over by Birla Sun life GIC by Canararobeco Centurion and Morgan Stanley by HDFC MF The process of redemption is really a pain your signature will not match after 25 years! I hope I will do it soon with all those procedural difficulties ! I think it should have been sensible to have invested in Gold! The redemption amount after 25 years is pittance!