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IRCTC launches pre Paid Card
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[TD="align: left"]The IRCTC UBI Prepaid Card has the following Card Type variants[/TD]
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[TD="width: 93%, align: left"] Physical Card : Plastic magnetic strip card will be issued to the customer. Customer can request for the physical card from IRCTC website, Union Bank website www.unionbankofindia.co.in or from select branches of Union Bank.
Physical card has two variants
a) Partial KYC Physical card
b) Full KYC Physical card
Both Partial KYC Physical card and Full KYC Physical card are valid for three years. There is no renewal of these cards. After expiry period of three years, card holder has to request for new card.
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[TD="width: 93%, align: left"] Virtual Card: Card credentials such as card no, cvv no. etc are sent to customers email id and using these credentials, customers can book railway tickets.
Virtual card is valid for one year. There is no renewal of these cards. After expiry period of one year, card holder has to request for new card. Customer can request for virtual card from IRTC website www.irctc.co.in or from Union Bank website www.unionbankofindia.co.in
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[TH="align: center"]Card Type[/TH]
[TH="align: center"]KYC Required[/TH]
[TH="align: center"]Validity[/TH]
[TH="align: center"]Max. Card Limit (INR[/TH]
[TD="align: center"]Virtual Card[/TD]
[TD="align: center"]Partial KYC[/TD]
[TD="align: center"]One Year[/TD]
[TD="align: center"]10000/-[/TD]
[TD="align: center"]Physical Card[/TD]
[TD="align: center"]Partial KYC[/TD]
[TD="align: center"]One Year[/TD]
[TD="align: center"]10000/-[/TD]
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[TD="align: center"]Full KYC[/TD]
[TD="align: center"]Three Years[/TD]
[TD="align: center"]50000/-[/TD]
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[TD="align: left"]The first 5 transactions per card every month done on IRCTC for purchase of Railways Tickets will be FREE (no transaction charges) to the customer for the first 6 months only from the date this card is launched for the public.[/TD]
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[TD="align: left"]For every subsequent transaction post the free usage, customer will be charged Rs.10/- per transaction.[/TD]
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[TD="align: left"]After six months (starts from launch date) onwards the customer will be charged Rs.10 per transaction including all taxes for every transaction.[/TD]
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[TD="align: left"]Quick payments on IRCTC Website.[/TD]
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[TD="align: left"]Attractive reward points on every transaction.[/TD]
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[TD="align: left"]24*7 reloading of card[/TD]
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[TD="align: left"]Free accidental death insurance cover of Rs. 2 la[/TD]
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UBI Prepaid Card
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[TD="align: left"]The IRCTC UBI Prepaid Card has the following Card Type variants[/TD]
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![]() | Physical Card | ![]() | Virtual Card |
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[TR]
[TD="align: center"]
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[TD="width: 93%, align: left"] Physical Card : Plastic magnetic strip card will be issued to the customer. Customer can request for the physical card from IRCTC website, Union Bank website www.unionbankofindia.co.in or from select branches of Union Bank.
Physical card has two variants
a) Partial KYC Physical card
b) Full KYC Physical card
Both Partial KYC Physical card and Full KYC Physical card are valid for three years. There is no renewal of these cards. After expiry period of three years, card holder has to request for new card.
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[TD="width: 93%, align: left"] Virtual Card: Card credentials such as card no, cvv no. etc are sent to customers email id and using these credentials, customers can book railway tickets.
Virtual card is valid for one year. There is no renewal of these cards. After expiry period of one year, card holder has to request for new card. Customer can request for virtual card from IRTC website www.irctc.co.in or from Union Bank website www.unionbankofindia.co.in
[/TD]
[/TR]
[TR]
[TD="align: left"]
[TH="align: center"]Card Type[/TH]
[TH="align: center"]KYC Required[/TH]
[TH="align: center"]Validity[/TH]
[TH="align: center"]Max. Card Limit (INR[/TH]
[TD="align: center"]Virtual Card[/TD]
[TD="align: center"]Partial KYC[/TD]
[TD="align: center"]One Year[/TD]
[TD="align: center"]10000/-[/TD]
[TD="align: center"]Physical Card[/TD]
[TD="align: center"]Partial KYC[/TD]
[TD="align: center"]One Year[/TD]
[TD="align: center"]10000/-[/TD]
[TD="align: center"][/TD]
[TD="align: center"]Full KYC[/TD]
[TD="align: center"]Three Years[/TD]
[TD="align: center"]50000/-[/TD]
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[TD] [TABLE="align: center"]
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[TD="colspan: 2, align: left"]

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[TD="align: left"]The first 5 transactions per card every month done on IRCTC for purchase of Railways Tickets will be FREE (no transaction charges) to the customer for the first 6 months only from the date this card is launched for the public.[/TD]
[/TR]
[TR]
[TD="align: center"]

[TD="align: left"]For every subsequent transaction post the free usage, customer will be charged Rs.10/- per transaction.[/TD]
[/TR]
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[TD="align: left"]After six months (starts from launch date) onwards the customer will be charged Rs.10 per transaction including all taxes for every transaction.[/TD]
[/TR]
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[/TD]
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[TR]
[TD] [TABLE="align: center"]
[TR]
[TD="colspan: 2, align: left"]

[/TR]
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[TD="align: left"]Quick payments on IRCTC Website.[/TD]
[/TR]
[TR]
[TD="align: center"]

[TD="align: left"]Attractive reward points on every transaction.[/TD]
[/TR]
[TR]
[TD="align: center"]

[TD="align: left"]24*7 reloading of card[/TD]
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[TD="align: left"]Free accidental death insurance cover of Rs. 2 la[/TD]
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UBI Prepaid Card