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  1. #11
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    Quote Originally Posted by dhikshita View Post
    While actually approaching to get the benefit of this noble or novel scheme to be introduced, one poorman would have to undergo a lot of hiccups and mental agony, besides drawbacks from the implementing officials and finally the frustration alone remain in his mind.

    Apollo Hospital Chairman Dr.Pratap Reddy welcomed Centres announcement of new Health Insurance coverage for 10 crore families as it will benefit the poor and the needy.

    A big Thumps Up To 'Modicare'




    Prime Minister Narendra Modi addresses the nation after the presentation of Union Budget 2018-19 in New Delhi on Feb1, 2018. (Photo: Video Grab/IANS)
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    The Budget 2018 has received rave reviews from the healthcare industry experts. They believe that it will not only give a boost to the healthcare industry , but also help provide quality healthcare to millions of poor Indians. The National Healthcare Protection Scheme (NHPS), many believe, is the world’s largest health insurance scheme—which the finance minister has called ‘Modicare.’ Here is who said what:

    Dr Prathap Reddy, Chairman, Apollo Hospitals

    My heartiest congratulations to the government for investing in creating a swasth bharat by launching the Ayushman Bharat programme. Such ambitious out- of- the- box thinking was a need of the hour and the government has not disappointed. The initiative to cover 10 crore families with 5 lakh per family/per year with insurance cover for secondary and tertiary healthcare will be a gamechanger.

    Antony Jacob, CEO, Apollo Munich Health Insurance

    The world's largest government's funded healthcare program - National Healthcare Protection Scheme (NHPS)-- announced by our the government, with approximately 500 million beneficiaries is a welcome move. It will not only help millions of poor Indians get quality healthcare, but will also create several lakh new jobs in the country as new healthcare facilities will come up in smaller districts and villages.

    Mr. Pavan Choudary, Chairman & DG, MTaI

    The custom duty on medical devices have been increased. It is surprising that on one hand, the government is giving healthcare relief to the common man, on the other it is reducing the extent of this relief by increasing custom duties in a category where 70% of the products are still imported.

    Read more at: http://www.healthpost.in/news/a-big-...-modicare--699
  2. #12
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    The Tamil Nadu iteration has an income limit of Less than Rs.72,000.

    I remember that the Driver in my brother's home is Paid Rs 10,000 a month. So he does not qualify.
    The Maid gets paid Rs. 8000.00. She does not qualify.

    How does it work, unless there is corruption in the certification process?
  3. All views expressed by the Members and Moderators here are that of the individuals only and do not reflect the official policy or view of the TamilBrahmins.com Website.
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  4. #13
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    The Rs 12,000-crore estimate for the national scheme will be logical only if the government is able to get all the empaneled hospitals to agree to a fixed rate for procedures, said V Jagannathan, chairman and chief executive officer of Star Health and Allied Insurance Company Ltd., which has worked with Tamil Nadu and Andhra Pradesh to offer state-run health cover for below poverty line families. “The premium outgo, however, would still increase by another Rs 5,000-6,000 crore because of medical inflation.”

    In the Union Budget 2018, Jaitley made no allocation for the new scheme, saying resources will be provided when needed. He increased the outlay to Rs 2,000 crore for the Rashtriya Swasthya Bima Yojana, an existing cashless scheme that provides a cover of Rs 30,000 for common diseases and surgeries to unorganised sector workers living below the poverty line and up to five of their family members. The new plan will have no such cap.

    “The experience of past government-run health insurance schemes which were smaller in benefits and scale shows that adequate pricing is important for the long term,” said Joydeep Roy, partner and leader, insurance at PwC. “Pricing will depend on many factors and the process of enrollment and claim settlement. These need to be worked out and hospitalisation cost escalation controlled. Otherwise, an indicative price of Rs 1,100-1,200 per family may become inadequate after proper actuarial analysis.” Expenditure Secretary Ajay Narayan Jha said in a press conference on Friday that the Rashtriya Swasthya Bima Yojana will be converted into National Health Protection Scheme. It will be rolled out in six to eight months, Finance Secretary Hasmukh Adhia told BloombergQuint.

    The central government will provide Rs 6,000 crore in the first year for the fully sponsored scheme with no premium and co-payment by beneficiaries. It will be offered either through an insurance or trust model.

    The amount would still be too large for the government to cover it alone. Implementation has to be through public-private partnerships with insurance companies, said Roy. The biggest challenge would be uniform healthcare delivery and pricing. “Hospital costs vary widely across the country and there is no central healthcare regulator.”


    Read more at: http://www.sify.com/finance/is-rs-12...s6acchhje.html
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  6. #14
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    The scheme works very well. I know many of the employees of my home who have benefited under the scheme.
    யாதும் ஊரே யாவரும் கேளிர்.

    நச்சினார்க்கினியன்.
  7. All views expressed by the Members and Moderators here are that of the individuals only and do not reflect the official policy or view of the TamilBrahmins.com Website.
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  8. #15
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    Hope the two links are self-explanatory…

    The first one is about the Schemes and its salient features and the second one is a study report submitted by a team consisting Prof. V. Pughazhendi, Dr. Jalal and Dr. Sunitha.

    Chief Minister's comprehensive health insurance scheme launched

    Read more at: http://www.thehindu.com/news/nationa...cle2793090.ece


    ANALYSIS OF SATISFACTION OF BENEFICIARIES FROM THE. HEALTH INSURANCE SCHEME SSPONSORED BY GOVERNMENT OF. TAMIL NADU. Prof.V.Pugazhenthi1 ... Government Sponsored Health Insurance Scheme, 'Chief Minister's Comprehensive Health Insurance

    Read more at: http://epratrust.com/articles/upload...ugazhenthi.pdf?

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