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Railways launches travel insurance scheme with cover up to Rs 10 lakh

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vgane

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Excellent scheme started by Shri Suresh Prabhu, Union Railway Minister! Recently I also came to know that in case you wish to transfer your ticket to your blood relations as you are unable to travel has become feasible

Railways launches travel insurance scheme with cover up to Rs 10 lakh

Railway Minister Suresh Prabhu had announced an optional travel insurance scheme in his budget speech.

September 2, 2016 2:21 am


THE MINISTRY of Railways has rolled out its insurance scheme for passengers, under which they can buy a premium of 92 paise while booking a ticket to get an insurance cover of up to Rs 10 lakh.
Railway Minister Suresh Prabhu had announced an optional travel insurance scheme in his budget speech.
The new facility will be available to all passengers, excluding those travelling by suburban trains, while booking online irrespective of the class. For the time being only those booking e-tickets will be able to avail of it.The cover will not be applicable for children upto 5 years of age and foreign citizens. It will be for passengers holding tickets such as confirmed, RAC and wait-listed.

The scheme offers travellers/nominees/legal heirs a compensation of Rs 10 lakh in the event of death or total disability, Rs 7.5 lakh for partial disability, upto Rs 2 lakh for hospitalisation expenses and Rs 10,000 for transportation of mortal remains from the place of a train accident or where an untoward incident, including terrorist attack, dacoity, rioting, shootout or arson, occurs.
However, no refund of the premium will be given in case of cancellation of the ticket.


http://indianexpress.com/article/bu...e-scheme-with-cover-up-to-rs-10-lakh-3008899/
 
Confirmed rail tickets can now be transferred to other members of the same travel group
The Railway move comes as a welcome relief to passengers caught in a last-minute hitch

Not many seem to be aware of the option that Indian Railways now give passengers about transfer of a confirmed rail ticket to another member of the same travel group.
Confirmed rail tickets in a person’s name can be transferred to another member of the same group under certain circumstances.
The said passenger -in case of not being able to make the journey for whatever reason- must submit a written request to the Chief Reservation Supervisor at least 24 hours prior to the journey that his or her confirmed reservation be transferred to a family member which would include parents, siblings, children and spouses who is making the same journey.
The Indian Rail website enumerates in detail the circumstances under which such a transfer can be made:
-Where the passenger is a Government Servant, proceeding on duty and appropriate authority, makes a request in writing 24 hours before the scheduled departure.
-Where the passenger makes a request in writing 24 hours before the scheduled departure that the reservation made in his name may be transferred to another member of his family meaning father, mother, brother, sister, son, daughter, husband and wife.
-Where the passengers are students of a recognized educational institution and the head of the institution makes a request in writing 48 hours before the scheduled departure, that the reservation made in the name of any student be transferred to any other student of the same institute.
-Where the passengers are members of a marriage party and any person deemed to be Head of such party makes a request in writing 48 hours before the scheduled departure that the reservation made in the name of any member of the marriage party be transferred to any other person.
-Where the passengers are a group of NCC cadets and any officer who is the head of the group makes a request in writing at least 24 hours before the scheduled departure that the reservation of a cadet unable to travel be transferred in the name of any other cadet.
You can read more about it at:
http://www.indianrail.gov.in/change_Name.html

http://www.thenewsminute.com/articl...sferred-other-members-same-travel-group-39066
 
This scheme is likely to be a success.

If railways cannot prevent accidents at least compensate for loss of limb /life thru insurance
 
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